UK Commercial Mortgages
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UK Commercial Mortgages to help you buy new or bigger business premises or use for Commercial Property Development.
Latest arranged UK Commercial Mortgages
Jump to: Acceptable Security | Mortgage Application Requirements
Our commercial property mortgage consultants all have backgrounds in the banking sector and can offer added experience and advice to clients in respect of structuring commercial property deals such as commercial mortgages and development finance.
We have access to over 80 commercial mortgage lenders, with some offering Adverse Credit Commercial Mortgages enabling us to match the client’s UK Commercial Mortgage requirements to the most appropriate lender. At Sterling Capital Reserve, we are able to source a wide range of innovative and competitive commercial property finance packages, secured against investment property, factories and offices, warehousing and storage, hotels, pubs and restaurants, care homes and professional practices.
Commercial property finance can be arranged for any specific purpose, as part of a large funding requirement such as a management buy out or a corporate acquisition or, for example, refinance or rebanking, development finance, short term bridging finance or a buy to let investment.
We work closely with financial advisors, when commercial property is being acquired by a client through a small self administered pension scheme (SSAPS) or a self invested personal pension plan (SIPP).
All cases are supported by professionally prepared credit applications, thereby significantly enhancing the chances of our clients securing the optimum financial package. Unlike some of our competitors, we do not believe in up front charges. Our fees are only payable when our client has received a formal offer of finance.
Acceptable security
Almost all commercial property is acceptable, this includes:
- Pubs and restaurants - Freehold and Long Leaseholds only
- Farms
- Factories and Semi Commercial
- Offices
- Investment properties
- Retail premises
- Hotels, guest houses, B&B’s
- Takeaways and cafes - Freehold and Long Leaseholds only
- Holiday lets
Commercial Mortgage Application
The financial information that we will need to support a mortgage application is as follows:
- Last 2 years Audited Accounts
- Latest Management Figures
- Profit & Loss Forecast for next 12 months
- Last 6 months business bank statements
- Brief CV/profiles of partners/directors
- Asset/liability statements of applicants
Alternatively if you can't arrange any of the above - we are one of the few brokers who can offer Non Status Commercial Mortgages.
© 2012 : Sterling Capital Reserve Ltd
Sterling Capital Reserve Ltd
Sterling House, 10 Wheatcroft Business Park, Landmere Lane, Edwalton, Nottingham NG12 4DG
Tel: 0115 984 9800 Fax: 0115 921 5550
ANY PROPERTY USED AS SECURITY, INCLUDING YOUR HOME, MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
EARLY REPAYMENT CHARGES APPLY. A BROKER FEE MAY APPLY.
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